Riviera Finance & Equity

Riviera Finance and Equity
La Joconde, 227 Promenade des Anglais
06000 Nice
Phone 09 52 96 55 90 - Fax 04 93 72 81 17
Email info@equityfinance.fr

Bridge Loan

Short term financing in France comes from many sources, dependent on size of loan and guarantee given to the bank.

Usually a high street lender, lending at mortgage rates, will want to use a bridge loan, as a way of getting a longer loan at term. This is because lending within usury rates over a short period is not particularly profitable for the lender. So in the typical case of an individual looking for a loan short term loan to cover the period of a property being on the market, the bank will look to book the loan for the new property at the same time.

Short term commercial loans, that are generally at higher rates, as they fall outside of consumer protection legislation, are easier to source. They are, of course, dependent upon the perceived viability of the project to the lender, be it a bank of private lender. Contact us for more details.